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The short answer is that mortgage lenders must be able to verify where funds used in a transaction came from. If you’ve been saving cash at home, lenders generally have no way to document its
Technically, yes. You are allowed to transfer money between your own bank accounts during the mortgage process. The key is being able to document where the money came from and where it went. If you’re
When you make an earnest money deposit (EMD), the money leaves your bank account and becomes part of the funds being used to purchase the home. Before closing, the lender must verify that you still
Why Do Mortgage Lenders Need 60 Days of Bank Statements? One of the most common questions I receive is why mortgage lenders ask for bank statements in the first place. The primary reason is that
