You absolutely can, but do it at the very beginning of the loan process and supply 60 days of bank statements from ALL of the accounts so we can trace the transfers from and into your various accounts. The lender will verify available funds from each bank account and note it on the closing instructions that funds are to come from X, Y and Z accounts not to exceed the verified amount per account. If you decide at the last minute to consolidate your money, you will severely jeopardize your closing by providing more funds than were previously verified in that account. Closing will literally stop and we will have to produce bank statements showing the transfer of funds and the underwriter has to review them again. BIG problem. Do NOT move funds around at the last minute. Please. And I would prefer you don’t move them around at all… but I understand if you do.