Do you pull credit from all three credit bureaus?
Yes, we pull what is called a "tri-merge" report which [...]
Why is that account still reporting on my credit report?
I have no idea. You should call them. I will [...]
Do I have to pay off all my collections?
NO. Not necessarily. I have a couple different ways to [...]
If I pay off my collections, will it raise my credit score?
Depending on how you do it and when the debt [...]
Do you do a hard credit pull?
Usually. I do DO have the ability to do a [...]
I’m making payments on my student loans, so am I good?
Yes and no. Great job in paying them; please don't [...]
My student loans are in deferment, so I’m good right?
Maybe. If your student loans are in deferment we have [...]
I took care of that collection years ago, why is it still on my credit report?
They stay on your credit report for 7 years because [...]
If I have accounts in dispute, can I still get a loan?
If the account in dispute and has a zero balance, [...]
I’m still in Chapter 13 bankruptcy; can I still get a loan?
It is possible, but tricky. I need to ask you [...]
